Track stocks, crypto, term deposits, property and cash in one place. Nabutok records what you put in, prices what you hold, and reports the difference as growth — derived, never typed.
Sample household — not real holdings.
True, and useless. A $5,500 deposit is doing a third of that work, and nothing on the screen tells you which third.
The deposit moved contributed and bought units. Growth is only what the market did — +17.6%, and you can see exactly where it came from.
One position, recorded the way Nabutok records every asset. The bold figure in each row is the one that moved — and on the third row, money goes in while growth stays exactly where it was. Illustrative figures.
| Event | Contributed | Growth | Value |
|---|---|---|---|
12 JanOpened40 units of VOO at $500 | $20,000 | $0 | $20,000 |
27 MarPrice movedVOO at $550 | $20,000 | $2,000 | $22,000 |
14 JunContributed $5,500buys 10 units at $550 | $25,500 | $2,000 | $27,500 |
09 SepPrice movedVOO at $600 | $25,500 | $4,500 | $30,000 |
The same arithmetic the app runs on, in your browser. Growth is not stored here either — it is value minus contributed, recomputed on every click. Nothing you do is saved anywhere.
Contributed only moves when you move money. Growth only moves when the price does. Nothing you can do here makes a deposit look like a gain.
Add a member for every person whose money is in the pot — a family, a couple, four friends holding a crypto stack together. Every asset and every event is attributed to one of them.
So the household total is never the only answer. Read one person’s contributed and growth on their own, see who is actually up and by how much, and settle it without a second spreadsheet.
| Member | Contributed | Growth | Return |
|---|---|---|---|
| Ana | $52,000 | $19,600 | +37.7% |
| Max | $33,000 | $9,900 | +30.0% |
| Lena | $11,000 | $2,900 | +26.4% |
| Household | $96,000 | $32,400 | +33.8% |
It is value minus contributed, recomputed every time you look. There is no field to drift, and no way to talk it up.
Money in moves contributed and buys units. Restating what something is worth moves value. The two never get mixed.
A ticker is priced where it actually trades, in that currency. A quote we cannot trust is dropped rather than guessed — stale beats wrong.
Each top-up earns from the day it landed, never from the start of the term, so interest is never paid on money that was not there yet.
Filter to one member or read the whole household. One set of books either way, in whichever currency you think in.
Undo a contribution and the units go back with it. The ledger and the holding move together or not at all.
Market holdings price themselves and convert into the currency you read in. Anything without a market you value by hand — and both report the same split.
Nabutok never asks for bank credentials and never links an account. Every figure is one you entered, or a public price for a ticker you picked.
It tells us your email, name and profile picture so the account has an owner. No other Google data is requested — and email and password work just as well.
Every route resolves the household from the signed-in user, so one account cannot read another’s money. Ask and your data is exported or deleted.
The full list — what is stored, who processes it, how to have it deleted — is in the Privacy Policy.
Say what you own and what went into it. Nabutok prices it, records every event, and keeps contributed and growth apart from the first day — for you alone, or for everyone whose money is in the pot.